Finance for everyone

You could notice him observing some plant explaining every details about it's use, cultivation and locality for plant; pointing to bird disseminating knowledge about their laying period, food and mating and habitat. He could as well be a good nature writer, if provided with ample resources to travel and note these objects; could make a nice movie about it and capture some wonderful event unknown to modern world or a simple person with hobby of wildlife photography, yet here he is enjoying supreme luxury of inactivity gossiping with friends.

Like Niraj, there are million of other people in India, who are not able to groom their skills because of financial constraint put on them. This is just the reason financial institutions were developed, to put money to the best use from people who had excess. Though, there are significant awareness about student loans and other loans, people rather consider it as a burden rather than a help in existing resources available to them.

With the enough resources, you could harness opportunities available to you and develop some essential skill for greater part of life. Money breeds money, as my grandfather used to say. Development comes through resources.

"I imagine girls and bugs have a dim perception that nature played a cruel trick on them but they lack the intelligence to really comprehend the magnitude of it."

- Calvin